We offer a range of loan products to ensure you get the right loan for your needs.
Talk to us about what you need your loan for, and we can recommend a variety of solutions to best suit your budget, situation and payment term requirements.
Deposit Bond
Deposit Bonds act as a substitute for the cash deposit between signing a contract of sale and settlement of the property. This product is available to approved purchasers who are applying for finance but are unable to access available cash reserves to meet the deposit due at the time of purchase. An example of this would the sale of an existing property or a purchaser applying for a No Deposit Home Loan.
The Deposit Bond products available include:
- Short Term Guarantee- with an expiry date of 6 months
- Long Term Guarantee- for purchase contracts where the Sunset Clause is between 6 and 36 months
The Deposit Bond can be issued for all or part of the deposit amount required, up to a maximum of 10% of the purchase price
At settlement the purchaser is required to pay the full purchase price including the deposit. The use of a Deposit Bond does not remove the obligation of the purchaser to pay the full deposit upon settlement.
We also offer:
Basic Home Loan
Standard Variable Home Loan
Offset Home Loan
Fixed Rate Home Loan
Line of Credit
Professional Packages
Bridging Finance Home Loan
Lo Doc Loan
Non Conforming Loans
